Privacy Policy

Privacy Policy

Introduction

At https://licensed-title-loan-lenders.titleloans-talk.com (referred to as “Licensed Title Loan Lenders,” “we,” “us,” or “our”), we prioritize protecting your privacy and ensuring the security of your personal data. This comprehensive Privacy Policy outlines our practices regarding the collection, storage, access, and processing of personal information in adherence to various international privacy laws and regulations, including but not limited to:

  • Canada’s Personal Information Protection and Electronic Documents Act (PIPEDA)
  • Quebec Law 25 on the protection of personal data
  • The General Data Protection Regulation (GDPR) of the European Union
  • Brazil’s General Data Protection Law (LGPD)
  • California’s Consumer Privacy Act (CCPA/CPRA), California, USA
  • Colorado’s Consumer Protection Act (CPA)
  • Utah’s Consumer Sales and Service Act (UCPA)
  • Connecticut’s Connecticut Data Privacy Act (CTDPA)
  • Virginia’s Consumer Data Protection Act (VCDPA)
  • South Africa’s Protection of Personal Information Act (POPIA)

Scope

This policy is applicable to all aspects of our online presence, including but not limited to:

Please note that this policy does not extend to third-party websites, applications, products, or services accessed through links on our platform. These entities have their own privacy policies governing data collection and usage.

Processing Activities

This Privacy Policy governs your interactions with us when:

  • You utilize our applications and services as an authorized user.
  • You visit our websites linked to this Privacy Statement.
  • You engage in communication with us, including receiving newsletters, emails, calls, or text messages (SMS).

Personal Data Collection

We collect various categories of personal data, which include:

  • Account Information: Details related to your account creation and maintenance, such as user names, passwords, and account settings.
  • Payment Information: Cardholder details, payment history, and billing addresses for processing transactions.
  • Financial Information: Data pertaining to your financial status, creditworthiness, and loan applications.
  • Purchase Information: Records of products or services purchased from us, including quantities, dates, and transaction amounts.
  • Mobile Device Identifiers: Unique device IDs, advertising IDs, and other mobile tracking data.
  • Location Data: Information about your geographical location when you interact with our services.
  • Feedback: Your comments, reviews, and suggestions regarding our products and services.
  • Social Media Information: User data from social media platforms when you interact with our content or engage with us on these platforms.
  • Product Information: Details about the products or services that interest or purchase from us.

We collect this data through various means: user input forms, online interactions, browser cookies, server logs, and third-party providers who assist in data collection and processing.

Cookies

Licensed Title Loan Lenders uses cookies to enhance your online experience and gather analytics. Cookies are small text files stored on your device that serve different purposes, including:

  • Strictly Necessary: These ensure basic functions of our website, such as enabling secure login or remembering user preferences.
  • Preference: Cookies in this category remember your settings and customize content based on your choices.
  • Analytics: They help us analyze how users interact with our site, providing insights for improvement.

Users can manage their cookie preferences through our Cookie Manager, allowing control over non-essential cookies.

Retention and Deletion

We retain personal data only for as long as necessary to fulfill the purposes for which it was collected or as required by applicable laws and regulations. Once these purposes are satisfied, we delete or anonymize the data in a secure manner.

Security Measures

Licensed Title Loan Lenders employs robust security measures to safeguard your personal data:

  • Encrypted Communication: We use encryption protocols to protect data during transmission over networks.
  • Secure Third-Party Processing: We engage trusted third-party service providers who comply with strict security standards and follow our privacy instructions.

Children’s Privacy

We do not intentionally collect or store personal data from children under the age of 18. If you believe we have collected such information, please contact us, and we will take appropriate steps to remove it.

Your Rights

Depending on your jurisdiction, you may have specific rights regarding your personal data:

  • Access: The right to request access to the personal data we hold about you.
  • Rectification: The right to correct inaccurate or incomplete personal data.
  • Erasure (Right to be Forgotten): The right to request the deletion of your personal data, under certain circumstances.
  • Restriction: Limiting our processing of your data for specific purposes.
  • Portability: Obtaining a copy of your personal data in a structured, commonly used format.
  • Objection: Opposing or withdrawing consent for the processing of your data.
  • Non-Discrimination: The right to be free from discriminatory practices based on certain personal characteristics.

To exercise these rights or file appeals/complaints, please contact our Data Privacy Team using the details provided below.

Changes to Policy

Licensed Title Loan Lenders reserves the right to update this Privacy Policy at any time. Any significant changes will be posted on our website with an updated effective date. We encourage you to review this policy periodically for the latest information on our privacy practices.

Contact Information

For inquiries, unsubscribe requests, or data-related questions, please contact us: